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Jennifer Hasan Active Member Offline WR Rocks! Posts: 232 Beacon, ny New York USA	Liability Insurance May 6^th, 2015 at 11:41am For those of you who sell your items, what type of liability insurance do you carry? Can you recommend a provider? Thanks, Jenn
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Ron Sardo WR Administrator WR Patron Offline Chief cook and bottle washer Posts: 9,674 Drums Pennsylvania USA PM 3520	Re: Liability Insurance Reply #1 - May 6^th, 2015 at 11:52am This is the only reason I would recommend AAW. They offer a decent insurance package geared toward woodturners
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Ralph Fahringer WR Addict Offline I'm the "Burly" Man!! Posts: 1,629 Ellsworth Maine USA Gender: PM3520b	Re: Liability Insurance Reply #2 - May 6^th, 2015 at 11:59am Liability for what? Seriously, for what? Splinters?
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JimQuarles WR Addict WR Patron Offline WR Rocks, BIG Time! Posts: 13,194 Glendale, AZ Arizona USA Gender:	Re: Liability Insurance Reply #3 - May 6^th, 2015 at 12:37pm None specifically. I have an umbrella policy.
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Ralph Fahringer WR Addict Offline I'm the "Burly" Man!! Posts: 1,629 Ellsworth Maine USA Gender: PM3520b	Re: Liability Insurance Reply #4 - May 6^th, 2015 at 1:17pm JimQuarles wrote on May 6^th, 2015 at 12:37pm: None specifically. I have an umbrella policy. In case someone "accidentally" gets poked in the eye with your umbrella. Good to know.
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JimQuarles WR Addict WR Patron Offline WR Rocks, BIG Time! Posts: 13,194 Glendale, AZ Arizona USA Gender:	Re: Liability Insurance Reply #5 - May 6^th, 2015 at 1:29pm Remember how the girl sued Bic after she got stabbed in the neck with a Bic pen by her irate boyfriend. Because there were no warnings that it could be used as a weapon.
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Jennifer Hasan Active Member Offline WR Rocks! Posts: 232 Beacon, ny New York USA	Re: Liability Insurance Reply #6 - May 6^th, 2015 at 1:29pm Ralph, I see a lot of wood baby rattles and teething rings that I would not sell for fear of a lawsuit. I think it's is prudent to investigate rather than assume everything will be fine. Jenn
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Ron Sardo

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Re: Liability Insurance
Reply #7 - May 6^th, 2015 at 1:46pm

Jennifer Hasan wrote on May 6^th, 2015 at 1:29pm:

I see a lot of wood baby rattles and teething rings that I would not sell for fear of a lawsuit. I think it's is prudent to investigate rather than assume everything will be fine.

I wouldn't sell wood baby rattles and teething rings.

You know they are going to be chewed on and I believe child safety comes first and foremost.

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Al Wasser WR Addict Offline WR Rocks! Posts: 626 Pueblo West, CO Colorado USA Gender: Robust American Beauty	Re: Liability Insurance Reply #8 - May 6^th, 2015 at 1:53pm A good thunderstorm wind and your easy up tent and you have a UFO that wacks people, cars etc
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Richard Pyle Active Member Offline Carpe Lignum Posts: 154 Oklahoma City Oklahoma USA Gender:	Re: Liability Insurance Reply #9 - May 6^th, 2015 at 3:36pm Somebody picks up a bowl and drops it on their foot....You should have made it lighter....
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Don Stephan

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Re: Liability Insurance
Reply #10 - May 6^th, 2015 at 7:42pm

Jenn

Discuss with your agent, ideally one that represents more than one insurance company. If you have a workshop open to the public you may need commercial business insurance for that, and perhaps a rider for shows. If you don't have a workshop open to the public perhaps a personal umbrella policy will cover shows, but I don't know.

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Ed Weber WR Administrator WR Patron Offline Posts: 8,939 Wilton California USA Gender: JET 1642 Grizzly G0584	Re: Liability Insurance Reply #11 - May 6^th, 2015 at 9:46pm Good discussion, It's unfortunate that we have become a bit too much of a litigious society but you certainly need to protect yourself. There are those who will sue for just about anything.
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Len Layman WR Addict Offline What have I got into?? Posts: 3,118 Grand Cayman Cayman Islands Gender: PM 3520b Jet 1220	Re: Liability Insurance Reply #12 - May 7^th, 2015 at 7:14am Ed Weber wrote on May 6^th, 2015 at 9:46pm: There are those who will sue for just about anything. How dare you make a comment like that!! You will be hearing from my attorney.
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Ed Weber WR Administrator WR Patron Offline Posts: 8,939 Wilton California USA Gender: JET 1642 Grizzly G0584	Re: Liability Insurance Reply #13 - May 8^th, 2015 at 11:59am Len Layman wrote on May 7^th, 2015 at 7:14am: Ed Weber wrote on 05/06/15 at 18:46:23: There are those who will sue for just about anything. How dare you make a comment like that!! You will be hearing from my attorney Don't know if I should laugh or cry.
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JimQuarles WR Addict WR Patron Offline WR Rocks, BIG Time! Posts: 13,194 Glendale, AZ Arizona USA Gender:	Re: Liability Insurance Reply #14 - May 8^th, 2015 at 12:35pm Len Layman wrote on May 7^th, 2015 at 7:14am: You will be hearing from my attorney. Is that Dewey, Cheatam, & Howe?
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