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Liability Insurance (Read 2,377 times)
 
Jennifer Hasan
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Liability Insurance
May 6th, 2015 at 11:41am
 
For those of you who sell your items, what type of liability insurance do you carry? Can you recommend a provider?

Thanks,

Jenn

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Re: Liability Insurance
Reply #1 - May 6th, 2015 at 11:52am
 
This is the only reason I would recommend AAW. They offer a decent insurance package geared toward woodturners
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Re: Liability Insurance
Reply #2 - May 6th, 2015 at 11:59am
 
Liability for what?
Seriously, for what?  Splinters?
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JimQuarles
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Re: Liability Insurance
Reply #3 - May 6th, 2015 at 12:37pm
 
None specifically.  I have an umbrella policy.
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Ralph Fahringer
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Re: Liability Insurance
Reply #4 - May 6th, 2015 at 1:17pm
 
JimQuarles wrote on May 6th, 2015 at 12:37pm:
None specifically.  I have an umbrella policy.



In case someone "accidentally" gets poked in the eye with your umbrella. Shocked Shocked Grin

Good to know. Smiley
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JimQuarles
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Re: Liability Insurance
Reply #5 - May 6th, 2015 at 1:29pm
 
Remember how the girl sued Bic after she got stabbed in the neck with a Bic pen by her irate boyfriend.  Because there were no warnings that it could be used as a weapon.
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Jennifer Hasan
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Re: Liability Insurance
Reply #6 - May 6th, 2015 at 1:29pm
 
Ralph,

I see a lot of wood baby rattles and teething rings that I would not sell for fear of a lawsuit. I think it's is prudent to investigate rather than assume everything will be fine.

Jenn
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Ron Sardo
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Re: Liability Insurance
Reply #7 - May 6th, 2015 at 1:46pm
 
Jennifer Hasan wrote on May 6th, 2015 at 1:29pm:
I see a lot of wood baby rattles and teething rings that I would not sell for fear of a lawsuit. I think it's is prudent to investigate rather than assume everything will be fine.


I wouldn't sell wood baby rattles and teething rings.

You know they are going to be chewed on and I believe child safety comes first and foremost.
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Re: Liability Insurance
Reply #8 - May 6th, 2015 at 1:53pm
 
A good thunderstorm wind and your easy up tent and you have a UFO that wacks people, cars etc
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Richard Pyle
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Re: Liability Insurance
Reply #9 - May 6th, 2015 at 3:36pm
 
Somebody picks up a bowl and drops it on their foot....You should have made it lighter....
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Re: Liability Insurance
Reply #10 - May 6th, 2015 at 7:42pm
 
Jenn

Discuss with your agent, ideally one that represents more than one insurance company.  If you have a workshop open to the public you may need commercial business insurance for that, and perhaps a rider for shows.  If you don't have a workshop open to the public perhaps a personal umbrella policy will cover shows, but I don't know.
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Re: Liability Insurance
Reply #11 - May 6th, 2015 at 9:46pm
 
Good discussion,
It's unfortunate that we have become a bit too much of a litigious society but you certainly need to protect yourself. There are those who will sue for just about anything.
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Len Layman
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Re: Liability Insurance
Reply #12 - May 7th, 2015 at 7:14am
 
Ed Weber wrote on May 6th, 2015 at 9:46pm:
There are those who will sue for just about anything.

How dare you make a comment like that!!  You will be hearing from my attorney.
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Re: Liability Insurance
Reply #13 - May 8th, 2015 at 11:59am
 
Len Layman wrote on May 7th, 2015 at 7:14am:
Ed Weber wrote on 05/06/15 at 18:46:23:
There are those who will sue for just about anything.

How dare you make a comment like that!!  You will be hearing from my attorney


Don't know if I should laugh or cry.
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JimQuarles
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Re: Liability Insurance
Reply #14 - May 8th, 2015 at 12:35pm
 
Len Layman wrote on May 7th, 2015 at 7:14am:
You will be hearing from my attorney.

Is that  Dewey, Cheatam, & Howe?
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